Free book for before you start
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If you are still thinking about whether to start in business or not, the Essential Business Guide has an 80-page workbook to help you think through the issues. You can download it as a PDF for free to read or print out. The company - which writes books and courses for small businesses, also has two worksheets (in Excel format) you can also download.
If you don’t have Excel on your machine you can still make use of the worksheets. If you get yourself a free Googlemail account it comes with other free software, including a spreadsheet program that can read these files.
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